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#2161 Re: The Garden » Buying a Home!!! » 725 weeks ago
Cool.
Now is there anything left between this appraisal and close?
#2162 Re: Guns N' Roses » www.paradisecity.com » 725 weeks ago
#2163 Re: The Garden » Elementary School Shooting in US » 725 weeks ago
On a serious note, how absolutely fucked up is it that 20 kids were killed. It's bad for all the people that were killed, but 20 kids between 5-10 years old, that is absolutely terrible....!!!
It's a tragedy. Even more so that we have apathetic do-nothings who think there is no way to solve it. Their solution to dead kids all over the place is "Ah...fuck it."
#2164 Re: The Garden » Elementary School Shooting in US » 725 weeks ago
LOL. Not even worth a response. The culture is what it is. Passing a simple law won't change that. Come up with a bett plan than plassing a law that has no chance of changing anything.
Who said it would be simple?
Why is requiring a thorough background check something that you are so opposed to? Mental evaluation before handing somebody a mini murder machine?
The point is that guns are much to easy to get a hold of in this country and we should make them much more difficult to acquire.
Not a tough concept.
#2165 Re: The Garden » Elementary School Shooting in US » 725 weeks ago
It's a fact, it's not an argument at all. I don't own a gun dude. I don't want to own a gun. I couldn't shoot someone even if I had to. That doesn't blind me to the fact that making a law changes nothing.
You're right, it wasn't an argument.
Again, tell me that seat belt laws don't save lives. Or that countries with strict gun laws don't have less murders. How many murders in Japan last year compared to the US?
#2166 Re: The Garden » Elementary School Shooting in US » 725 weeks ago
They are going to get a gun no matter what. It's not like the illegal ones are hard to find. Clearly you have no clue as to the situation in the US. You guys want these things that work great in theory, but do not work at all in practice.
Want proof? Let me know how the war on drugs is going.
You didn't answer my question.
Name one instance where somebody with a weapon, other than a gun, walked into a public place and murdered 20-30 people.
#2167 Re: The Garden » Elementary School Shooting in US » 725 weeks ago
Cramer wrote:buzzsaw wrote:Anybody that thinks gun control solves this needs to have their head examined.
So if we enacted gun laws that stopped the sale of guns that spray out 50 bullets at a time that would not make a difference?
If we enacted laws that required stricter mental health evaluation that wouldn't make a difference?
Surely even you could understand these simple ideas.
Understand? Yes. See any impact? No. Less kids accidents maybe. That's it. The bad/crazy guy will always get the gun. Well, maybe in 100 years or so it will become more difficult, but it will take that long at the very least to impact the amount of guns out on the street just illegally (not even counting the legal ones).
You are either stupid, stubborn or both.
Do you also think that making seatbelts mandatory did nothing? Yes people still die in car wrecks, but how many more lives did seat belts save in the meantime?
#2168 Re: The Garden » Buying a Home!!! » 725 weeks ago
If the homes that have SOLD are in that range (assuming same style, yr built, sq ft, rooms etc) then you should be fine. Appraisers will adjust for value based on condition of the home, however they can only adjust so far. Homes that are listed don't mean anything to an appraiser or you. I can list a home tomorrow for a million, but it won't mean anything in regards to value. The banks lend money based on what has sold. Appraisers assign value the same way.
I guess my eyes are getting old...I totally misread what you wrote. If the house is paid off you're in great shape. I highly doubt any reasonable person would turn it down if the number came in low. Why would they? If they want to move on with their life they would sell it for what it's worth and that's it.
Down here I see a lot of deals that can't move forward because the appraisal is short and the sellers mortgage is higher. I've also seen sellers, who must completely be on drugs, asking 50k above market value (because they are upside down) and asking for "Cash only" (Because no bank will give a loan over value.) I can't blame them for trying...but it ain't never gonna happen.
Sounds like you'll probably be fine. You certainly don't have to worry if it comes in light now. Unless the guy is a nut, which he doesn't appear to be.
#2169 Re: The Garden » Buying a Home!!! » 725 weeks ago
If it came in less would it not cover their mortgage? If so then that is a legit concern. Because even if they were OK with selling at a lower price, they may not be able to. If it does come in at a lower price and they can sell it, then you would just re-write the contract to reflect the appraisal (and thus the new loan) and you're good to go.
Have you run comparable sales inside the last six months to see what homes are selling for within two miles of your property? Does your state disclose such information to the public? Some states are non disclosure and you can't pull this info very easily. Do you think that the price you offered was relative to market value? Or was it just a home you liked and felt the price was fair?
Unfortunately for situations like this, unless you have done your homework big time on the price (and feel your contract price is in line with what's been sold), you may be in for a surprise when the appraisal comes in. Down here they've been real dicks about appraisals, but we're a bit different since Florida was such a disaster.
If you're really anxious, call or email your mortgage guy/gal and ask if it came in yet. They would tell you usually.
#2170 Re: The Garden » Elementary School Shooting in US » 725 weeks ago
Killing with a gun is easy. It's even easier when nobody else has one.
Yes and how many random attacks does Norway have? Please. We are armed to the max here, millions of guns, yet we can't stop these endless attacks. The right wing shitheads answer to this is "more guns" and no regulation. Idiots!
Again, we have people getting shot that are surrounded my highly trained men with guns. Ronald Reagan, surrounded by Secret Service men was still shot. Explain to me how arming everybody makes a difference?
Giffords was shot in public in one of the most pro gun states of this country. There is no doubt that people at that event were packing heat, yet some how nobody was able to defend her. Why is this?
